The parable of the bags of gold is about acting responsibly with what God has given you. Two of the servants act wisely and use what was given to them to grow into something bigger, while the other was indifferent and just buried it in the ground. That last person was indifferent to growing the money – they were happy with what they had. This parable is about growing the kingdom through what God has given us, not sitting on those things and doing nothing for the kingdom.